Just signed the papers to refinance our home....we are thrilled that we are able to refinance to 4.95%.....with NO fees! I know rates can even be lower, but your credit score has to be sooooo incredibly high to get those rates.....esp. now. We called M & T...our mortgage company, and they are refinancing loans to help people at with no cost. We just had to pay $135 for an interior valuation......and that's it....this will save us tons of money over the years...as we were at 6.75%.....and now we can work on paying our house off sooner......so call your mortgage companies and see what they can do...this was soooooo easy! They pretty much just drew up documents and sent them UPS, we sign and notarize, and it's done! Love not having to pay 1% origination fee...which is usually what happens.....we have been nothing but happy with M & T.....
3 comments:
I read your blog the other day about you moving to Florida. I was so sad:( And then I read it today and it confused the heck out of me. I was thinking..."why would they refinance their house right now when they will be moving soon?" Haha. You sure fooled me!!!
I'm refinancing too! At least there's one silver lining to our sagging economy - so if you still have a job you can get a good rate!
We are refinancing too at 4.875% and I am so excited! We refied in December and got 5.5%, but we can do it again! Wahoo...it will help so much!
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